Anti-Money Laundering & KYC Policy

1. Purpose & Scope

This Anti-Money Laundering ("AML") and Know Your Customer ("KYC") Policy sets out the measures Fidorix takes to prevent its platform from being used for money laundering, terrorist financing, fraud, or any other financial crime. It applies to all clients, accounts, deposits, and withdrawals on the Platform.

2. Our Commitment

Fidorix is committed to the highest standards of AML compliance and expects all employees and clients to assist in this effort. We adopt a risk-based approach aligned with international AML frameworks and the recommendations of the Financial Action Task Force (FATF), and we cooperate fully with relevant authorities.

3. Know Your Customer (KYC)

Before trading services are enabled, every client must complete identity verification. We require:

• Proof of identity (government-issued photo ID such as a passport or national ID card).
• Proof of residential address (a recent utility bill or bank statement).
• Verification of any payment method used to fund the account.

Fidorix may request additional documentation at any time and may suspend account activity until verification is satisfactorily completed.

4. Customer Due Diligence

We apply customer due diligence ("CDD") proportionate to the assessed risk of each client. Enhanced due diligence ("EDD") is applied to higher-risk clients, including politically exposed persons (PEPs) and clients from higher-risk jurisdictions. CDD information is kept current and reviewed periodically.

5. Prohibited & High-Risk Activity

The following are strictly prohibited on the Platform: using funds derived from criminal activity; structuring transactions to avoid reporting thresholds; using third-party or anonymous payment methods; and any attempt to disguise the origin of funds. Accounts engaged in such activity will be frozen and reported.

6. Transaction Monitoring

Fidorix monitors account activity and transactions on an ongoing basis to detect unusual or suspicious patterns. Transactions inconsistent with a client's known profile may trigger additional review, requests for information, or temporary holds.

7. Source of Funds & Withdrawals

Deposits must originate from a payment method held in the client's own name; third-party deposits are not accepted. All withdrawals are paid back to the original deposit source. We may request evidence of source of funds or source of wealth before processing a withdrawal.

8. Record Keeping

Identification documents, transaction records, and correspondence are retained for the period required by applicable law (generally at least five years after the end of the client relationship), and made available to authorities upon lawful request.

9. Reporting Suspicious Activity

Where Fidorix has reasonable grounds to suspect money laundering or terrorist financing, it will file the appropriate reports with the relevant authorities. Clients will not be notified ("tipped off") where doing so is prohibited by law.

10. Sanctions & Restricted Jurisdictions

Fidorix screens clients against applicable sanctions lists. The Platform is not available to residents of restricted jurisdictions, including the United States of America, Canada, and any country designated as sanctioned by the FATF. We reserve the right to refuse or terminate service to any person or entity at our sole discretion.

11. Employee Training

Relevant staff receive regular training on AML/KYC obligations, red-flag identification, and reporting procedures, so that compliance is maintained throughout the organisation.

12. Policy Updates

This Policy is reviewed regularly and may be updated to reflect changes in law or best practice. The "Last updated" date above indicates the latest revision. Continued use of the Platform constitutes acceptance of the current Policy.

13. Contact

For questions about this Policy or to provide compliance documentation, contact our team at compliance@fidorix.com.